India calculator
Tax Calculator India - 2025-2026
Our free tax calculator helps you make informed financial decisions in India. Whether you are planning your budget, evaluating a loan, or projecting investment growth, our calculator provides accurate results based on India specific rates and regulations.
At a Glance
How much tax will I pay in India for 2025-2026?
Your tax in India depends on whether you choose the Old Tax Regime (with deductions up to ₹1.5L under Section 80C, HRA, home loan interest) or the New Tax Regime (lower rates, fewer deductions). Use our free tax calculator to compare both options.
Quick Answer
How are income taxes calculated in India for 2025-2026?
Income Tax in India offers two regimes. The New Regime has 7 brackets from 0% (up to ₹3L) to 30% (above ₹15L) with standard deduction ₹75k only. The Old Regime has 0%, 5%, 20%, and 30% brackets with numerous deductions: Section 80C (₹1.5L), HRA, home loan interest (₹2L under Section 24), NPS (₹50k under 80CCD(1B)), and health insurance (₹25k-₹1.25L under 80D). Taxpayers can choose annually whichever regime minimizes their liability. EPF contributions of 12% (employee) are matched by the employer and qualify for 80C deduction.
Tax Calculator
Calculates income tax using progressive tax brackets
Inputs
Results
Tax Summary
Tax Brackets
How to Use the Tax Calculator
Follow these simple steps to get accurate results in just a few clicks.
- 1
Enter your total income
Input your annual income in ₹ from salary, business, capital gains, interest, and other sources.
- 2
Choose your tax regime
Select Old or New Tax Regime. The calculator shows both so you can compare your total tax liability side by side.
- 3
Enter your deductions
Add Section 80C investments (up to ₹1.5L), HRA details, home loan interest (Section 24, up to ₹2L), 80D health insurance, NPS contributions, and other deductions.
- 4
Include capital gains and other income
Enter any capital gains (LTCG at 10% over ₹1.25L, STCG at 15-20%) and other income such as savings interest (up to ₹10,000 exempt under Section 80TTA).
- 5
Review your estimated tax
View your tax under both regimes, applicable surcharge and cess (4% health and education cess), TDS implications, and net tax payable for 2025-2026.
India Income Tax Calculator
Estimate your income tax liability for 2025-2026 in India. Enter your income, deductions, and filing status to get an accurate tax estimate.
Tax Brackets and Rates in India
India tax brackets for 2025-2026 range from basic rate to top marginal rate. Our calculator applies progressive taxation with applicable deductions and credits.
Compare Tax Calculator
Last Updated: June 2026 — Reviewed Against Official Sources
Official Sources
India calculators use data from the following official government agencies:
- Income Tax Department — Income tax slabs, exemption limits, and deduction rules under the Income Tax Act.
- Data.gov.in — Open government data including economic indicators and demographic statistics.
- Ministry of Finance — Union Budget, fiscal policy, and GST rate notifications.
- Reserve Bank of India (RBI) — Repo rate, inflation data, and housing loan guidelines.
Methodology
Our India calculators use income tax slabs, GST rates, and contribution limits published by the Income Tax Department and the Ministry of Finance. Economic data is sourced from Data.gov.in and the Ministry of Statistics and Programme Implementation (MOSPI). All figures are for educational purposes and should be verified with a qualified chartered accountant.
Data Sources
All tax brackets, contribution rates, and economic data used in our calculators are sourced from the official government publications listed above. Rates are updated at least annually to reflect the latest tax year and regulatory changes. Users should verify critical figures with official sources or qualified professionals.
Last updated: June 2026. Information may change; always verify with official sources.