Singapore calculator

Tax Calculator Singapore - 2025

Our free tax calculator helps you make informed financial decisions in Singapore. Whether you are planning your budget, evaluating a loan, or projecting investment growth, our calculator provides accurate results based on Singapore specific rates and regulations.

At a Glance

How much tax will I pay in Singapore for 2025?

Your tax in Singapore uses progressive rates from 0-24% with various personal reliefs capped at $80,000. Use our free tax calculator for 2025 with your income and reliefs for an accurate estimate.

Quick Answer

How is income tax calculated in Singapore?

Income tax in Singapore for 2025 uses a progressive system with rates from 0% (first $20,000) to 24% (over $1M). Personal reliefs capped at $80,000 reduce taxable income. The territorial tax system means most foreign income is exempt. CPF contributions are excluded from taxable income, and there is no capital gains tax. Our tax calculator applies all current rates and reliefs for accurate 2025 estimates.

Tax Calculator

Calculates income tax using progressive tax brackets

Inputs

Annual Income

Deductions

Filing Status

Tax Year

Results

Tax Summary

Gross IncomeS$80,000.00

Taxable IncomeS$65,400.00

Total TaxS$2,327.88

Effective Tax Rate2.91%

Marginal Tax Rate7.00%

Tax Brackets

0.00% (S$0.00 - S$20,000.00)S$0.00

2.00% (S$20,001.00 - S$30,000.00)S$199.98

3.50% (S$30,001.00 - S$40,000.00)S$349.97

7.00% (S$40,001.00 - S$65,400.00)S$1,777.93

How to Use the Tax Calculator

Follow these simple steps to get accurate results in just a few clicks.

1
Enter your annual assessable income
Input all taxable income for the 2025 year in S$, including salary, bonuses, commissions, and rental income.
2
Add your personal reliefs
Enter your reliefs (earned income, parent, CPF, NSman, course fees, etc.). Total reliefs are capped at $80,000.
3
Include spouse and child reliefs
Claim qualifying spouse relief, handicapped spouse relief, and parenthood tax rebate for eligible children.
4
Choose your residency status
Select tax resident (183+ days in Singapore) or non-resident. Residents get progressive rates; non-residents pay 15% or resident rates.
5
Review your tax calculation
View your chargeable income after reliefs, tax by bracket, total tax payable, and effective tax rate for 2025.

Singapore Income Tax Calculator

Estimate your income tax liability for 2025 in Singapore. Enter your income, deductions, and filing status to get an accurate tax estimate.

Tax Brackets and Rates in Singapore

Singapore tax brackets for 2025 range from basic rate to top marginal rate. Our calculator applies progressive taxation with applicable deductions and credits.

Frequently Asked Questions

What are the 2025 income tax rates in Singapore?

Singapore uses progressive resident tax rates for 2025: 0% up to $20,000, 2% on $20,001-$30,000, 3.5% on $30,001-$40,000, 7% on $40,001-$80,000, 11.5% on $80,001-$120,000, 15% on $120,001-$160,000, 18% on $160,001-$200,000, and up to 24% above $1,000,000. Non-residents are taxed at a flat 15% or resident rates (whichever is higher) with no personal reliefs.

What personal tax reliefs and deductions can I claim?

Total personal reliefs are capped at $80,000 per year. Key reliefs: Earned Income ($1,000-$8,000), CPF (on mandatory contributions), Parent ($9,000 per qualifying parent), Handicapped Parent ($14,000), Sibling ($5,500), NSman ($1,500-$3,500), Life Insurance (lower of 7% of sum assured or CPF contribution cap), Course Fees ($5,500), Foreign Maid Levy (2x levy), and CPF Top-up ($7,000-$14,000).

How is CPF LIFE connected to my taxes?

CPF LIFE (Lifelong Income For the Elderly) is the national longevity insurance scheme. While CPF contributions are not tax-deductible (they are mandatory), the tax treatment is: employee contributions are excluded from taxable income, and employer contributions are not taxable as income to you. At age 65, your Retirement Account savings are used to purchase CPF LIFE for a monthly payout.

What tax incentives are available for businesses in Singapore?

Startups get full tax exemption on first $100,000 of chargeable income for the first 3 years (75% on next $100,000). Partial exemption: 75% on first $10,000, 50% on next $190,000. PIC (Productivity and Innovation Credit) provides 400% tax deductions for qualifying activities. The Corporate Income Tax rate is a flat 17%. GST registration is required when annual revenue exceeds $1M.

How does the tax filing process work in Singapore?

Tax filing is through IRAS myTax Portal. Individuals file by 18 April (paper) or 15 May (e-filing). Employers submit Auto-Inclusion Scheme (AIS) data for employees. Most employees just review pre-filled income and claim reliefs. IRAS generally issues a Notice of Assessment within 1-2 months. Tax payments can be made via GIRO, AXS, or PayNow QR.

What are the tax rules for foreign income in Singapore?

Singapore operates a territorial tax system. Foreign-sourced income (employment, dividends, branch profits, service income) is generally exempt from tax when received in Singapore. However, foreign-sourced income received through partnerships in Singapore may be taxable. Capital gains are not taxed. Double Taxation Agreements (DTAs) with over 85 countries provide relief for overseas workers.

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Last Updated: June 2026 — Reviewed Against Official Sources

Official Sources

Singapore calculators use data from the following official government agencies:

Inland Revenue Authority of Singapore (IRAS) — Personal income tax rates, reliefs, and rebates.
SingStat (Department of Statistics Singapore) — Economic indicators, wage data, and household statistics.
Ministry of Finance (Singapore) — Fiscal policy, GST rates, and government budget data.
CPF Board — CPF contribution rates, allocation ratios, and withdrawal rules.

Methodology

Our Singapore calculators follow income tax rates, CPF contribution rates, and GST rates published by IRAS and the Ministry of Finance. Economic data is sourced from SingStat and the Department of Statistics. All figures are for educational purposes and should be verified with a qualified professional.

Data Sources

All tax brackets, contribution rates, and economic data used in our calculators are sourced from the official government publications listed above. Rates are updated at least annually to reflect the latest tax year and regulatory changes. Users should verify critical figures with official sources or qualified professionals.

Last updated: June 2026. Information may change; always verify with official sources.